Restricted downloads in Memberships Beta without using Ecommerce hosting

In Memberships Beta you can restrict access to pages and folders to logged in users only - no problem.

On the site I’m building I want restricted access to downloads for logged in users only (for free), but for these downloads to also be visible to all users. Then when I a non-logged in user clicks on the download, they get directed to log in or sign up.

It looks like I’m going to have to direct them to a restricted page, but I don’t want them to have to do that.

Is there a way to set up restricted access to individual downloads without having to set up Ecommerce hosting?